php版本交通銀行網銀支付接口開發示例

2024-05-04 21:49:50

字體：大中小

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概述:網銀支付接口和支付寶接口大體上差不多,主要的區別是交通銀行提供的接口核心的比如,加密等是通過java實現的,所以,要想辦法使php和java能正常的通信,為此,官方也提供了兩套實現方法,一個是通過 socket 進行通信,另一個方法是通過 java 橋接,下面演示的是 socket方法.

1. 配置運行環境

1.1 安裝java,自行到oracle官網下載 java,然后安裝,并配置正確的環境變量.

1.2 把測試的證書導入到java 虛擬機.

keytool " -import -keystore "java虛擬機放置證書的地址" -storepass changeit -alias test_bocommca -file "證書路徑" 完成導入。

例子:keytool" -import -keystore "C:＼Program Files＼Java＼jre1.5＼lib＼security＼cacerts" -storepass changeit -alias test_bocommca -file "C:＼socket＼cert＼test_root.cer"

1.3 修改配置文件(in/B2CMerchantSocket.xml).

采用官方提供的測試商號進行測試時,無需配置,否則要配置,具體看xml文件說明.

1.4 啟動 socket 服務

window:啟動 start.bat 及可.

linux:啟動 ohup sh.start,sh& //使當前腳本脫離終端，并在后臺運行。

2. 將網銀集成到現有的系統,以mvc的結構進行說明.

2.1 將不變的參數配置寫入配置文件:

$config['interfaceVersion']  = "1.0.0.0";   #接口版本

$config['tranType']    =0; #交易類別  0:B:C

$config['curType']        = 'CNY';           # 交易幣種

$config['notifyType']   =1;         #0=不通知 1=通知 2=抓取

$config['merURL']   = "http://m.survivalescaperooms.com /pay/notify";   # 主動通知url

$config['goodsURL'        = 'http://m.survivalescaperooms.com /goods/1.html';           #取貨url

$config['jumpSeconds']   =3;        #跳轉時間

$config['payBatchNo']   = '';     #商戶批次號

$config['proxyMerName']   = '';                 #代理商家名字

$config['proxyMerType']   = '';                 #代理商類型

$config['proxyMerCredentials']= '';                #代理商家批次號

$config['netType']     = 0;                 #渠道編號

//以下是新接口需要的參數

$config['socketUrl']         ="tcp://127.0.0.1:8891";  #socket url

$config['merID']     ='301310063009501';    #商戶id 3013100630095012

2.2 Model

/**

* 交通銀行支付類

*/

class Bocom extends CI_Model {

private $arrReturn=array();

private $socket;

public function __construct() {

  parent::__construct ();

  //加載交通銀行配置文件

  $this->config->load('bocom');

  $this->socket=$this->config->item('socketUrl');

}

/**

  * 支付方法

  *

  * @param unknown $arr_data=array(

  *  'bill_no'=>

  * )

  */

public  function pay($arr_data){

  //獲得表單傳過來的數據

  $this->arrReturn['interfaceVersion'] = $this->config->item('interfaceVersion');

  $this->arrReturn['merID']       = $this->config->item('merID'); //商戶號為固定

  $this->arrReturn['orderid']  = $arr_data['bill_no'];

  $this->arrReturn['orderDate']  = $arr_data['bill_date'];

  $this->arrReturn['orderTime']  = $arr_data['bill_time'];

  $this->arrReturn['tranType']  = $this->config->item('tranType');

  $this->arrReturn['amount']    = $arr_data['bill_fee'];

  $this->arrReturn['curType']  = $this->config->item('curType');

  $this->arrReturn['orderContent']  = isset($arr_data['bill_title'])?iconv('utf-8','gb2312',$arr_data["bill_title"]): '';   #訂單內容

  $this->arrReturn['orderMono']     = isset($arr_data['bill_mono'])? iconv('utf-8','gb2312',$arr_data['bill_mono']):'';     #商家備注

  $this->arrReturn['phdFlag']       = isset($arr_data['phpFlag'])?$arr_data['phpFlag']:'';

  $this->arrReturn['notifyType']    = $this->config->item('notifyType');

  $this->arrReturn['merURL']        = $this->config->item('merURL');

  $this->arrReturn['goodsURL']      = $this->config->item('goodsURL');

  $this->arrReturn['jumpSeconds']   = $this->config->item('jumpSeconds');

  $this->arrReturn['payBatchNo']    = $this->config->item('payBatchNo');

  $this->arrReturn['proxyMerName']  = $this->config->item('proxyMerName');

  $this->arrReturn['proxyMerType']  = $this->config->item('proxyMerType');

  $this->arrReturn['proxyMerCredentials']= $this->config->item('proxyMerCredentials');

  $this->arrReturn['netType']        = $this->config->item('netType');

  //以下參數不參與簽名

  $this->arrReturn['issBankNo']      =isset($arr_data['code_id'])? trim($arr_data['code_id']):'';

  $tranCode = "cb2200_sign";

  $source='';

  $len = count($this->arrReturn)-1;$j=1;

  foreach($this->arrReturn as $v){

   if($j<=$len){

    $source.=$v."|";

   }

   $j++;

  }

  $source= substr($source, 0,strlen($source)-1);

     $fp= stream_socket_client($this->socket,$errno, $errstr, 30);

     $retMsg="";

     if (!$fp) {

      log_message("info","socket連接失敗");

      return false;

     } else

     {

     $in  = "<?xml version='1.0' encoding='gbk2312'?>";

  $in .= "<Message>";

  $in .= "<TranCode>".$tranCode."</TranCode>";

  $in .= "<MsgContent>".$source."</MsgContent>";

  $in .= "</Message>";

  fwrite($fp, $in);

       while (!feof($fp)) {

        $retMsg =$retMsg.fgets($fp, 1024);

       }

       fclose($fp);

     }

    if(false!==$xml_arr=$this->xmlParse($retMsg)){

       if(is_array($xml_arr)){

        foreach($xml_arr as $k=>$v){

         $this->arrReturn[$k]=$v;

        }

       }else{

        return false;

       }

    }else{

      return false;

    }

    return $this->arrReturn;

}

/**

  * 解析XML

  */

public function xmlParse($retMsg){

  $arr=array();

  //解析返回xml

  $dom = new DOMDocument;

  $dom->loadXML($retMsg);

  $retCode = $dom->getElementsByTagName('retCode');

  $retCode_value = $retCode->item(0)->nodeValue;

  $errMsg = $dom->getElementsByTagName('errMsg');

  $errMsg_value = $errMsg->item(0)->nodeValue;

  $signMsg = $dom->getElementsByTagName('signMsg');

  $signMsg_value = $signMsg->item(0)->nodeValue;

  $orderUrl = $dom->getElementsByTagName('orderUrl');

  $orderUrl_value = $orderUrl->item(0)->nodeValue;

  $MerchID = $dom->getElementsByTagName('MerchID');

  $merID = $MerchID->item(0)->nodeValue;

  if($retCode_value != "0"){

   log_message("info","交易返回碼:".$retCode_value);

   log_message("info","交易錯誤信息:".$errMsg_value);

            return false;

        }

   $arr['merSignMsg'] = $signMsg_value;

   $arr['merID']      = $merID;

    $arr['orderUrl']   = $orderUrl_value;

   return $arr;

}

/**

  * 交通銀行支付通知

  * @return boolean|unknown

  */

public function notify(){

  $tranCode = "cb2200_verify";

  if(!isset($_REQUEST['notifyMsg'])){

   log_message("error","網銀支付通知·非法請求");

   return false;

  }

     $notifyMsg = $_REQUEST["notifyMsg"];

  log_message("error",$notifyMsg."回調....");



  $lastIndex = strripos($notifyMsg,"|");

  $signMsg = substr($notifyMsg,$lastIndex+1); //簽名信息

  $srcMsg = substr($notifyMsg,0,$lastIndex+1);//原文

  $merID = $this->config->item('merID');

  $fp = stream_socket_client($this->socket, $errno, $errstr, 30);

  $retMsg="";

  //

  if (!$fp) {

   echo "$errstr ($errno)<br />＼n";

   log_message("error","$errstr ($errno)<br />＼n");

  } else{

   $in  = "<?xml version='1.0' encoding='gb2312'?>";

   $in .= "<Message>";

   $in .= "<TranCode>".$tranCode."</TranCode>";

   $in .= "<merchantID>".$merID."</merchantID>";

   $in .= "<MsgContent>".$notifyMsg."</MsgContent>";

   $in .= "</Message>";

  fwrite($fp, $in);

    while (!feof($fp)) {

     $retMsg =$retMsg.fgets($fp, 1024);

    }

    fclose($fp);

  }

  //解析返回xml

  $dom = new DOMDocument;

  $dom->loadXML($retMsg);

  $retCode = $dom->getElementsByTagName('retCode');

  $retCode_value = $retCode->item(0)->nodeValue;

  $errMsg = $dom->getElementsByTagName('errMsg');

  $errMsg_value = $errMsg->item(0)->nodeValue;

  if($retCode_value != '0')

  {

   log_message("error","交易錯誤信息：" .$errMsg_value."<br>");

   return false;

  }else{

   $arr = preg_split("/＼|{1,}/",$srcMsg);

   if($arr[9]=="1"){

    return $this->updateBill($arr[1]);

   }

   log_message("error","交易失敗:".$arr[13]."<br/>");

   return false;

  }

}

private function updateBill($billNo){

  // 更新訂單狀態

}

//end class

}